Educational Use Notice
General educational information
The resources available through the OG Advisory Resource Library are provided for general educational and informational purposes only. They are intended to help business owners better understand common accounting, tax, financial, operational, and business-management topics.
These resources are not a substitute for professional advice based on the specific facts and circumstances of an individual or business.
No professional advice
Nothing contained in this Resource Library constitutes accounting, tax, legal, investment, financial-planning, employment, insurance, lending, or other professional advice.
Users should consult appropriately qualified professionals before making accounting, tax, legal, investment, financial, employment, operational, or other material business decisions based on any information, calculation, checklist, spreadsheet, template, scorecard, guide, or other resource provided through this website.
No client or professional relationship
Accessing, downloading, completing, submitting, or using any resource does not create a CPA-client, accountant-client, adviser-client, fiduciary, or other professional relationship with OG Advisory LLC.
A professional relationship is established only after OG Advisory LLC has agreed to accept an engagement and the applicable parties have entered into a written engagement agreement.
Communications made through this website, including scheduling an introductory call or submitting a general inquiry, do not by themselves create a professional relationship.
No audit, assurance, or attestation
The resources in this library do not constitute an audit, review, compilation, examination, agreed-upon procedures engagement, attestation engagement, assurance service, or other professional opinion regarding any person, business, financial statement, transaction, calculation, or information.
OG Advisory LLC does not express an opinion, conclusion, certification, or assurance regarding information entered into or produced by these resources.
Accuracy, completeness, and timeliness
OG Advisory LLC makes reasonable efforts to provide useful educational materials. However, laws, regulations, tax rules, accounting standards, government guidance, business practices, technology, and individual circumstances may change.
OG Advisory LLC does not represent or warrant that any resource is complete, current, accurate, error-free, or appropriate for every person, business, industry, transaction, jurisdiction, or situation.
Examples, assumptions, estimates, thresholds, calculations, and suggested procedures are illustrative and may not reflect a user's actual circumstances.
Calculators, spreadsheets, scorecards, and templates
Results produced by calculators, spreadsheets, scorecards, checklists, templates, and similar tools depend on the information entered, the assumptions selected, the formulas used, and the proper operation of the applicable software.
Users are solely responsible for reviewing and verifying all inputs, formulas, calculations, assumptions, outputs, classifications, conclusions, and recommendations before relying on them or providing them to another person.
These resources should not be used as the sole basis for:
- A tax return, tax election, or tax filing
- A financial statement or assurance engagement
- A loan, financing, or credit application
- An investment, acquisition, or disposition decision
- A payroll, compensation, or employee-benefit decision
- A legal, regulatory, or government filing
- A business valuation or purchase-price determination
- Any other material personal or business decision
Professional review may be necessary before any information or result is used.
No guarantee of results
OG Advisory LLC does not guarantee any particular tax result, financial result, business outcome, financing approval, cost savings, profitability improvement, or other result from using these resources.
Past examples, illustrations, or hypothetical results do not guarantee future performance or outcomes.
User responsibility
Users are responsible for determining whether a resource is appropriate for their needs and circumstances. Users are also responsible for maintaining complete and accurate records, complying with applicable laws and requirements, and obtaining professional assistance when appropriate.
By accessing or using a resource, the user acknowledges that the resource is being used at the user's own discretion and that professional review may be required before relying on its contents or results.
Confidential and sensitive information
Do not enter, upload, transmit, or submit Social Security numbers, taxpayer-identification numbers, banking information, payment-card information, payroll records, tax returns, passwords, identification documents, medical information, or other confidential, sensitive, or personally identifiable information through public website forms or unsecured communication methods.
Downloaded resources should be stored, completed, shared, and transmitted securely. Completed files containing confidential information should not be sent to OG Advisory LLC through ordinary email unless OG Advisory LLC has expressly instructed the user to do so.
Sensitive documents requested as part of a professional engagement must be submitted only through the secure method designated by OG Advisory LLC.
Downloads, software, and compatibility
Users are responsible for maintaining appropriate software, security protections, backups, and device compatibility when downloading or using files from this Resource Library.
OG Advisory LLC does not guarantee that every file will function properly with every device, operating system, spreadsheet application, browser, software version, security setting, or third-party platform.
Users should preserve an unmodified backup copy before editing any downloaded file.
Third-party information and links
Resources may reference or link to third-party websites, software, services, forms, publications, or government materials. These references are provided for convenience and informational purposes only.
OG Advisory LLC does not control and is not responsible for the availability, accuracy, security, privacy practices, content, or services of third parties. A reference or link does not necessarily constitute an endorsement.
Users should review the applicable terms, privacy policies, instructions, and requirements of any third-party provider.
Personal-use license and ownership
Unless otherwise stated, the resources are owned by OG Advisory LLC and are provided for the user's personal or internal business use.
Users may download, complete, and adapt the resources for their own personal or internal business purposes. Users may not sell, sublicense, publicly distribute, republish, reproduce for commercial distribution, remove ownership notices from, or present the resources as their own work without prior written permission from OG Advisory LLC.
Limitation of responsibility
To the fullest extent permitted by applicable law, OG Advisory LLC will not be responsible for losses, damages, penalties, interest, missed deadlines, lost profits, lost data, business interruption, financing decisions, tax consequences, or other outcomes resulting from reliance on or use of these resources.
Nothing in this notice excludes or limits any responsibility that cannot legally be excluded or limited.
Updates and availability
OG Advisory LLC may revise, replace, restrict, suspend, or discontinue any resource at any time without prior notice.
Users should confirm that they are using the most current version available and should not assume that a previously downloaded resource reflects current laws, standards, guidance, or practices.
Questions and professional assistance
Users seeking advice regarding their specific accounting, tax, financial, or business circumstances may schedule an introductory call with OG Advisory LLC.
Scheduling or participating in an introductory call does not create a client relationship unless and until OG Advisory LLC accepts the engagement and a written engagement agreement is executed.
Website: https://ogadvisory.cpa
Schedule an introductory call: https://calendly.com/yamir-ogadvisory/30min